Gestational Surrogates

The infrastructure behind our escrow software prioritizes information security. Our online platform utilizes AES-256 encryption and compliance for top information security. Your valuable data and information are handled with the utmost care.

Selecting an escrow provider is crucial because the provider is highly involved throughout the surrogacy or egg donation journey. An escrow company is a critical partner in ensuring that funds are managed securely and efficiently. A qualified provider protects all parties from financial risks and ensures the smooth and accurate handling of payments and related transactions. The escrow provider also serves as an intermediary in explaining financial matters allowing the client to focus on more meaningful conversations about the baby.

SeedTrust stands out as an exemplary escrow provider due to its unmatched security, transparency, service and expertise. Key features include: Security Qualified and Experienced Team: ● Founded and led by a CPA, an attorney, and led by a former bank executive. ● A large and diverse team, including multiple attorneys, CPAs, and MBAs, with extensive experience in surrogacy and egg donation escrow. Defined Structure, Processes and Systems: ● Robust internal controls and processes with a 5-step approval process for payments. ● Departmental teams with specialized system access and limited authorities based on roles and responsibilities, combined with timely audits by independent accounting teams to ensure robust checks and balances. ● Robust Multi-Bank System and Fraud Protection: Utilizes multiple banks with advanced fraud protection services (positive pay, dual control, multi-factor approvals) and rigorous internal controls, ensuring uninterrupted service and safeguarding client funds against theft and errors. ● Advanced Custom-Built Software: Employs industry-leading software systems with AES-256 encryption, ensuring information security, transparency, and real-time notifications for clients, while maintaining rigorous internal controls and processes to minimize errors and protect funds. Independent and Specialized: ● Operates as an unbiased third party with no ownership or control over other service providers in the process. ● Focuses solely on the fiduciary responsibility of managing escrow and protecting all parties involved. ● Experienced to guide clients through any escrow issue or complexity. Bonded and Insured: ● Maintains a $50 million bond, $2 million general liability policy, $1 million errors and omissions policy, and $1 million Cyber Incident Protection policy. ● First in the industry to introduce and operate with a large bond, ensuring comprehensive risk coverage. Oversight: ● CPA and Attorney Oversight: Multiple licensed CPAs and attorneys with fiduciary responsibility who must maintain compliance with their respective state licensing authorities. ● Detailed annual underwriting and requirements by our eight bonding providers backing SeedTrust with a $50 million bond. ● Regular internal and external audits and checks conducted by CPAs. ● Real-time transparency and notifications through custom-built escrow software providing for client and agency oversight. Service and Experience: SeedTrust offers a large, caring, purpose-driven team of experts available to guide clients throughout their journey. The team is multilingual, including English, Spanish, French, German, and Mandarin. SeedTrust takes on the responsibility and liability to ensure funds are managed in accordance with the contract. The team provides fast and timely approvals and payments, with scheduled payments for key benchmarks such as base compensation. SeedTrust maintains the best and most user-friendly custom software, offering full transparency and ease of use. SeedTrust charges one flat fee with a generous refund policy, making them a great partner throughout the journey.

Selecting a secure escrow provider is crucial because, as an impartial third party with a fiduciary responsibility, it protects all parties by ensuring funds are available for contractual payments accurately and timely, eliminating the risk of fund loss and errors, and reducing financial stress by providing impartial guidance to intended parents, surrogates, and donors. At SeedTrust, our priority is to ensure our clients can focus on growing their families without worrying about financial uncertainties.

SeedTrust was established to set a new higher standard in the surrogacy and egg donation industry by offering more secure, efficient, and transparent escrow services. Serving over 25,000 families without issues, SeedTrust has become a market leader. We prioritize qualified leadership, defined processes, independent operations, bonding, insurance, and regular audits to ensure the highest standards of security and reliability.

When selecting an escrow provider, clients should at a minimum ensure the following key elements are in place to ensure security of funds and the ability for the provider to execute: ● Qualified and experienced leadership and staff ● Defined structure, processes, systems ● Independent and specialized operations ● Bonded and insured services ● Regular audits to uphold security and reliability standards

Most disbursements are reviewed to be paid within 24-48 hours after being received. All disbursement requests are submitted and processed using our industry-leading Assisted Reproductive Technology (ART) Escrow Platform, which clients can access using their phone, computer or tablet. The majority of our payments are paid via direct deposit (ACH). We can also transfer payments by bank wire or check upon request and at no additional charge to the client.

The owners and team of an escrow company must be highly qualified and experienced in financial services management. Due to the complexity of surrogacy and egg donation escrow, a diverse team of professionals with exceptional qualifications and licenses in business, finance, accounting, banking, and law is essential. At a minimum, the company should have a full-time CPA and a licensed attorney with experience in surrogacy and egg donation escrow to provide oversight. Managing these cases involves handling numerous time-sensitive payments and detailed contractual obligations. Therefore, having a highly qualified and experienced team is essential. This ensures meticulous review and appropriate approval of payments, accurate management of funds, implementation of robust internal controls to prevent fraud and errors, and effective dispute resolution. Ultimately, this approach secures client funds and safeguards the interests of all parties involved throughout the entire journey.

Escrow is a process where a neutral third party holds and manages funds to ensure a secure transaction. In the context of surrogacy and egg donation, an escrow provider’s role is to make sure all parties follow the financial terms outlined in their contract. Choosing an independent provider ensures that payments are handled fairly and without bias. Using a trusted third-party escrow provider like SeedTrust helps eliminate uncomfortable financial conversations between Intended Parents and Surrogates or Egg Donors. SeedTrust is a fully independent escrow provider, with no ties to any agency or clinic. Our only obligation is to our clients, and we are contractually bound to manage funds strictly according to the terms of the Egg Donor or Gestational Surrogacy Agreement—ensuring security, transparency, and peace of mind for everyone involved.

For too long, Intended Parents, Surrogates, Egg Donors, and those on independent journeys have had to navigate an outdated, frustrating escrow process. From poor communication and delayed documentation to inconsistent payment schedules, these inefficiencies create unnecessary stress, waste time, and sometimes even lead to financial setbacks. SeedTrust offers a better solution. Our escrow services provide 24/7 access to all your documentation through a secure client portal (plus a mobile app for on-the-go convenience), customized alerts for payments and updates, and a transparent, easy-to-follow payment schedule. Your portal updates in real time, so when a benchmark payment or reimbursement is made, it’s instantly reflected in your ledger—giving you full visibility and peace of mind at every step. At SeedTrust, we proudly support all journeys, ensuring a seamless, secure, and stress-free experience for everyone—without discrimination based on race, color, national origin, age, disability, or sex.

You can conveniently fund your account via bank wire, ACH transfer, electronic funds transfer, or credit card (subject to a 3% processing fee). For faster processing, we recommend using wire transfer or credit card. ACH transfers typically take three business days to process, while electronic funds transfers may take up to five business days. Should you need to replenish the funds in your account, you will receive an email notification from your client portal alerting you to do so. After you fund, notify SeedTrust within the system or by sending an email to [email protected] making sure to include your case name, the date you sent the funds, the amount sent, the method of payment and the name of the sender.

Once a journey has been completed, we will ensure all monies have been satisfied per the terms and conditions of the legal contract. Once written confirmation has been received, all remaining funds will be refunded via ACH/Wire transfer.

An escrow fund management company, often called an “escrow provider” is a third party entity that maintains and manages how and when funds are disbursed to the parties who are contractually involved throughout a surrogacy and/or an egg donor journey. The escrow provider is responsible for holding the intended parent’s money in a secure account and ensuring that the funds are distributed in accordance with the provisions of the parties’ gestational surrogacy and/or egg donor agreement.

Selecting a Provider At SeedTrust, we pride ourselves in promoting full transparency when it comes to payments. Thats why we created the scheduled payment calendar to allow all parties access to view recurring monthly payment in one location. This schedule can be accessed 24/7. Payments for Reimbursements (for surrogates) Surrogate reimbursements are submitted through the SeedTrust portal as a disbursement request. Once the request has been reviewed by the escrow team to ensure proper documentation has been submitted and the request satisfies all the requirements of the legal contract, the request is approved and sent via direct deposit directly to the Surrogate. All parties will then receive a notification that the request has been approved and disbursed.

Yes. We work with many international intended parents! Our online platform translates into seven (7) foreign languages. We have relationships with overseas banks that allow international intended parents to fund their escrow accounts. We also partner with foreign currency exchanges to lock in exchange rates and help minimize exchange fees.

Yes! SeedTrust manages escrow accounts for independent journeys. Contact us today to learn more about surrogacy escrow management services.